Not Enough To Just Believe?

Does John 3:16 really teach that all you have to do is just believe and you are saved? Is everyone that believes saved? Are we also required to obey? Are there any do's and don'ts?
Today's Devotional
A Prayer for When God Wrecks Your Dreams - Your Daily Prayer - February 26
If my dream does not come true, does that mean God is not faithful?
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